书籍封面图
邻家的百万富翁的封面图

邻家的百万富翁

《邻家的百万富翁》是一本关于财富认知理念的经典入门书。 作者原本在大学任教,偶然得知的一条信息令他大吃一惊:超过50%的百万富翁不住在高端社区,就住在普通人隔壁。邻家的百万富翁究竟是什么样的人呢? 他随即开始调查,没想到这一做就做了16年,访谈了超14000位白手起家的富人后写成了本书。 这一主题颠覆了对富人的固有认知,触动了公众心弦,很快登上《纽约时报》图书榜并连续在榜179周,随后风行近30年,以10余种文字、超100个版本售出超400万册。

共有 4 位名人推荐
并非所有百万富翁都过着华而不实的生活,也并非所有百万富翁都家财万贯--事实上,绝大多数百万富翁都是第一代富翁。他们中的大多数人生活非常俭朴,他们中的大多数人都是企业主,他们中的大多数人都过着低调的生活。这本书很好地说明了这一点,并调查了真正的百万富翁以及他们是如何创造财富的。 - 推荐出处

真正的百万富翁很多时候是有条不紊、致力于积累资本和取得成功的中产阶级。他们的成功得益于他们的自制力和职业道德。 - 推荐出处

我喜欢《邻家的百万富翁》这本书。书中谈到,美国大多数百万富翁的钱并不是继承来的。事实上,250多年来,我们创造了一个如此伟大的国家。 - 推荐出处

这里的信息比任何政府政策都更能提升个人的经济前景。隔壁的百万富翁》有一个我认为非常真实的主题...... "嘿,我能做到。你也能做到!" - 推荐出处

下面是从本书中得到的5个启示:

  1. 实用的节俭和健全的财务规划可以带来长期的成功:与普遍的看法相反,使一个人富裕的不一定是高收入,而是谨慎的财务规划和努力。作者指出,大多数百万富翁并不张扬或自夸,而是选择财务审慎和长期的财富积累方法。

  2. 积累财富是一种心态:这本书证明了财务成功与阶级和地位并没有必然的关系。相反,它更依赖于正确的心态、纪律和愿意承担风险。

  3. 创业更容易致富:本书认为自雇人士更有可能积累财富,因为他们能够投资于自己的企业并利用自己的技能。这鼓励了更多的自雇和更大的关注财务独立。

  4. 世代财富是可能的:本书鼓励通过正确规划财务决策将财富从一代传递给下一代。

  5. 财富是一种选择:《邻家的百万富翁》强调,变富有是一种选择,而不是遗传结果。凭借正确的心态和财务纪律,任何人都可以变得富有。

Whatever your income, always live below your means.
Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….
Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline.
One of the reasons that millionaires are economically successful is that they think differently.
If your goal is to become financially secure, you’ll likely attain it…. But if your motive is to make money to spend money on the good life,… you’re never gonna make it.
The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.
If you’re not yet wealthy but want to be someday, never purchase a home that requires a mortgage that is more than twice your household’s total annual realized income.
Be tough … life is. In other words, there is no promise of a rose garden.
Money should never change one’s values…. Making money is only a report card. It’s a way to tell how you’re doing.
Money should never change one’s values…. Making money is only a report card. It’s a way to tell how you’re doing.
It matters less how much more you make than what you do with what you already have.
Great offense and poor defense translate into under accumulation of wealth.
If you make a good income each year and spend it all, you are not getting wealthier. You are just living high. Wealth is what you accumulate, not what you spend.
It’s amazing what you can do when you set your mind to it. You’ll be surprised how many sales calls you can make when you have no alternative except to succeed.
Operate your household like a productive business.
Don’t chase money. If you are the best in your field, money will find you.